Pradhan Mantri Jandhan Yojana 2023: Account Can Be Opened In Any Bank Branch Or Business Correspondent (Bank Mitr) Outlet, Accounts Opened Under PMJDY Are Being Opened With Zero Balance. However, If The Account – Holder Wishes To Get Cheque Book, He / She Will Have To Fulfill Minimum Balance Criteria.
Document Required To Open An Account Under Pradhan Mantri Jandhan Yojana | An Account Can Be Opened By Presenting An Officially Valid Document.”
Pradhan Mantri Jandhan Yojana 2023
pmjdy.gov.in | pmjdy | pmjdy gov in | PM Jandhan Yojana | PM Jandhan Scheme | PM Jandhan Yojana | Gujarat Jandhan Yojana Form | Pradhan Mantri Jandhan Scheme | Jandhan Yojana Form | PM Jan Dhan Yojana | PM Jandhan Form | PM Jandhan Yojana Account | Pradhan Mantri Jandhan Yojna | PMJDY Scheme | Gujarat Jandhan Yojana Form | Pradhan Mantri Jandhan Yojana (PMJDY) Is National Mission For Financial Inclusion To Ensure Access To Financial Services, Namely, Banking / Saving and Deposit Accounts, Remittance, Credit, Insurance, Pension In An Affordable Manner.
Required Documents List
- Passport
- Driving Licence
- Pan Card
- Voter ID (Election Card)
- Aadhaar Card
- Job Card Issued By NREGA Duly Signed By An Officer Of The State Govt
- Any Other Documents As Notified By The Central Govt In Consultation With The Regulator
- Provided That Where Simplified Measures Are Applied For Verifying The Identity Of The Clients The Following Documents Shall Be Deemed To Be Officially Valid Documents
- Identity Card With Applicant’s Photograph Issued By Central / State Govt Departments, Statutory / Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions
- Letter Issued By A Gazetted Officer, With A Duly Attested Photograph Of The Person.
Special Benefits Under PM Jandhan Scheme
- Interest On Deposit
- Accidental Insurance Cover Of Rupees 2 Lakh
- No Minimum Balance Required
- The Yojana Provided Life Cover Of Rupees 30,000/- Payable On Death Of The Beneficiary, Subject To Fulfillment Of The Eligibility Condition.
- Easy Transfer Of Money Across Indian
- Beneficiaries Of Govt Schemes Will Get Direct Benefit Transfer In There AC.
- After Satisfactory Operation Of The Account For Six Month, An Overdraft Facility Will Be Permitted Access To Pension, Insurance Products.
The Claim Under Personal Accidental Insurance Under Pradhan Mantri Jandhan Yojana Shall Be Payable If The Rupay Card Holder Have Performed Minimum One Successful Financial Or Non Financial Customer Induced Transaction At Any Bank Branch
- Bank Mitra
- ATM
- POS
- E-COM
- etc.
Channel Both Intra and Inter Bank i.e. On Us (Bank Customer / Rupay Card Holder Transacting At Other Bank Channels) Within 90 Days Prior To Date of Accident Including Accident Date Will be Included As Eligible Transaction Under The Ru Pay Insurance Program 2019-20.
Over Draft Facility Up To Rupees 10,000/- Is Available In Only One Account Per Household, Preferably Lady Of The Household.